This is one of my three key posts (not pages) featured in the Earn More Spend More Group links on the home page. The purpose of this post is to give you an idea of how powerful the Earn More Spend More Group plan is. Watch those puny $100/month raises add up!

**$57,600/yr as a Second Income**

$57,600! That is $57,600 a year as a second income. And the census bureau lists the 2009 United States median household income as $50,221. Yes, you can earn more money than most households without quitting your job, working on a part-time basis.

Again, this is not a regular 9-5 type job paying $57,600 /yr. This will not be an income you can step into. Rather, this is an income you build gradually by working for yourself following the Earn More Spend More Group plan. In other words, please don’t quit your regular job to start building this income…and starve!

**$100 Annual Raise**

An annual raise of $100 is not much. Most people I know would say that a $100/year raise is only a little better than no raise at all. Those who have had their income frozen would welcome the $100 raise only begrudgingly — as in the “its better than nothing” way. The fact is a person receiving a $100 annual raise will be worse off financially than before they received their raise…inflation, taxes, etc. will gobble up the raise, and more, immediately.

How then can I sing the praises of a $100 raise?

**$100 Monthly Raise**

This is the $100/monthly raise powered by a residual income source. It is my job to show you how to get it, and mentor you as you pursue it. The $100/monthly raise is more than 12 times better than a $100/annual raise (it is not equivalent to a $1200 annual raise)…let me explain. If you receive a $100 raise monthly, your monthly checks will be $100, $200, 300, 400, 500, 600, 700, 800, 900, 1000, 1100, and $1200. Those checks add up to a $7800 annual salary. But, there is a benefit beyond the difference between a $1200 and a $7800 salary.

How much is 12 inches square? 12 inches by 12 inches or 144 square inches. By the same process, a monthly $100 raise works out to be a $1200 check at the end of 12 months. So, as a residual income (which it is to those who continue producing) your work has you earning a $1200 monthly check x 12 or a $14,400 pro-rated annual income. And, as you continue building — that $14,400 pro-rated annual income is only the first step.

**$57,600 a Year**

In four years, the monthly $100 raises will have you earning @ 4 years x 12 months x $100 or a $4800 ( monthly check after 48 monthly raises, that’s a pro-rated $57,600 annual income). Can this number $57,600/year be reached faster? Of course — work harder and earn a $200 or even a $400 monthly raise. Thus: 2 years x 12 months x $200 = a $4800 (monthly check after 24 raises), as will 1 year x 12 months x a $400 monthly raise. So, to create a $57,600 pro-rated annual income (12 monthly $4800 checks) earn a $100 monthly raise for four years, a $200 monthly raise for two years, or a $400 monthly raise for one year.

Now, the pathetically obvious. It is not possible to do *exactly* that in this program. It is not possible to obtain raises of exactly $100, $200, or $400. But it is possible to average in that range. Many have done that — and more.

I don’t want to scare you now with doom and gloom about the economy. But, if you do nothing but what you are doing now for the next year, two years, or four years; do you agree that it is likely that your personal economic situation could deteriorate? This is a way to create a significant income in your non-work hours. To find out more, read other sections in this blog…and get started by attending our scheduled meetings listed on the Criteria and the Informational Meetings pages.

**One Year of Monthly Raises & Four Years of Monthly Raises**

Monthly raises quickly add up, even at the minimum level for an active Earn More Spend More Group member. The active member will receive a check of at least $1200/month by the end of the year. By the end of four years, the monthly check of $4800 equates to a $4800 times 12 or $57,600/year residual income — more than most family units in the United States earn.